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fixed-rate mortgage, use the calculator below to see the total principal and interest you'll owe each month, depending on the mortgage amount, annual interest� Use our mortgage payment calculator to see how much your monthly payment could be. View estimated house payments on 30-year fixed and other popular loan terms. Yearly homeowners insurance A down payment of 20% or more helps you get a lower interest rate and avoid paying private mortgage insurance. Interest rate calculator. What if your rate changes? See how a change of interest rates would affect your mortgage payments. Rates calculator�